Terms & Conditions

Introduction

Welcome to Online Investor Academy

By using our website and/or using the services that are provided, you acknowledge that you have read, understood, and agree to be bound by our Terms of Use( “Terms”, “Terms and Conditions”, “Terms of Service”. These Terms and Conditions unconditionally extend and apply to all internet service, or website extensions. If you are not in agreement with all of these Terms, you are prohibited from using this Website, and you may discontinue use immediately. Online Investor Academy recommends that you save or print a copy of these Terms and Conditions for future reference.

Definitions

The following definitions apply to these Terms and Conditions, Privacy Statement, Disclaimer Notice and all Agreements: "User", "Visitor," "Client," "Customer," "You" and "Your" refers to you, the person(s) that use this Website. " Online Investor Academy ", “Online Investor Academy Platform”, ”"We", "Our" and "Us", refers to our Website/Company. "Party," "Parties," or "Us," refers to both you and us. All terms refer to all considerations of Online Investor Academy necessary to undertake support to you for the express purpose of meeting your User needs in respect of our services, under and subject to, prevailing law of the country in which Online Investor Academy operates. Any use of these definitions or other glossary in the singular, plural, capitalization, and/or pronoun are interchangeable but refer to the same.

Approved Contractor: any legal entity referred to the Customer by Online Investor Academy or identified by the Customer via Online Investor Academy Platform.

Confidential information: any written, oral, machine-readable or graphic information disclosed or provided by the Party under this Agreement, whether business or personal, which would reasonably be considered to be private or proprietary to that Party and that is not generally known. Confidential Information shall not include any information that the receiving Party can demonstrate:

(a) is or becomes a matter of public knowledge through no fault of the receiving Party;

(b) was or becomes available to the receiving Party on a non-confidential basis from a third party, provided that such third party is not known or reasonably suspected by the receiving Party to be bound by an obligation of confidentiality to the disclosing Party with respect to such c) Confidential Information;

(c) was independently developed by the receiving Party without reference to the disclosing Party’s Confidential Information; or

(d) the disclosing Party agrees in advance in writing does not constitute Confidential Information.

Force Majeure Event: any circumstance or cause beyond a Party’s reasonable control and not caused by such Party, its employee, subcontractor, consultant, agent or representative, including, without limitation, strikes, lockouts, riots, insurrections, civil disturbances, sabotage, embargoes, blockades, acts of war, acts or failures to act of any governmental or regulatory body (whether civil or military, domestic or foreign), governmental regulations superimposed after the fact, communication line failures, power failures, fires, explosions, floods, accidents, epidemics, earthquakes or other natural or man-made disasters, and all occurrences similar to the foregoing.

Personnel: any subcontractor, employee, consultant or representative of the Party.

Project: a particular project or set of ongoing tasks for which the Customer has requested Services to be provided by the Approved Contractor and the Approved Contractor has agreed to provide such Services to the Customer.

Services: any task, activity or service on the website including but not limited to introductory offers, additional paid features and subscription plans (hereinafter referred to as the "Service").

Any words following the terms including, include, in particular, for example, or any similar expression shall be construed as illustrative and shall not limit the sense of the words, description, definition, phrase, or term preceding those terms.

Agreement to Terms of Use

Subject to the conditions set forth herein, Online Investor Academy, reserves the right, in its sole discretion, to modify, alter or otherwise update these T&C or to change, delete or otherwise update any features of the Service, as well as set any price changes that will be effective from the start of the next subscription period. We may provide you with notice about some critical changes, for example by email or by posting notifications on the Service, but are not obliged to do so in every case. Any other changes will be notified to you only by updating the "Last updated" date of these T&C and you waive any right to receive specific notice of each such change. If you don’t agree to the changes, you should stop using the Service. Use of the Service after any changes to these T&C are made means that you accept such changes.

YOU UNDERSTAND THAT BY CLICKING “I AGREE”, YOU ACCEPT THE TERMS AND CONDITIONS SET OUT HEREIN, ENTER INTO THE AGREEMENT WITH ${APP_NAME} WITH THE EFFECT FROM THIS DATE AND AGREE TO BE BOUND BY THIS AGREEMENT, EVEN THOUGH IT IS ELECTRONIC AND IS NOT PHYSICALLY SIGNED BY YOU AND VERTEX HUB. IF YOU DO NOT ACCEPT THE TERMS AND CONDITIONS IN ITS ENTIRETY, YOU MUST NOT ACCESS OR USE ${APP_NAME} PLATFORM. IF YOU AGREE TO THE TERMS AND CONDITIONS ON BEHALF OF AN ENTITY, YOU REPRESENT AND WARRANT THAT YOU HAVE THE AUTHORITY TO BIND THAT ENTITY TO THE TERMS AND CONDITIONS AND AGREE THAT YOU ARE BINDING BOTH YOU AND THAT ENTITY TO THE TERMS AND CONDITIONS. IN THAT EVENT, “YOU”, THE “CUSTOMER” AND “YOUR” WILL REFER AND APPLY TO YOU AND THAT ENTITY.

Online Investor Academy Terms and Conditions (these "Terms" or these "Terms and Conditions") contained in this Agreement shall govern your use of this Website and all its content (collectively referred to herein as this "Website"). These Terms outline the rules and regulations guiding the use of Online Investor Academy located at https://onlineinvestacademy.com/. All materials/information/documents/services or all other entities (collectively referred to as content) that appear on the Online Investor Academy shall be administered subject to these Terms and Conditions. These Terms and Conditions apply in full force and effect to your use of this Website, and the use of this Website constitutes an express agreement with all the Terms and Conditions contained herein in full. Do not continue to use this Website if you have any objection to any of the Terms and Conditions stated on this page.

Services

The Company provides the Service by which the User obtains access to a consistent plan for receiving information intended to improve the User's financial literacy, investment reading materials, test questions to check learning progress, articles (hereinafter referred to as the "Digital Content").

The Service enables users to access an online investment simulator to practice trading with virtual money. This allows users to practice trading with little to no consequences, learn how the stock market works and learn how to use an online brokerage.

All of the money in the investment simulator is virtual and is used solely for educational and practical purposes. They are intended solely for use with the investment simulator.

The User is granted access to the Digital Content upon registering for the Service, which may include introductory offers, additional paid features, and monthly subscription plans.

Some subscription plans may have differing conditions and limitations, which will be disclosed at your sign-up or in other communications made available to you. You can find specific details regarding your subscription plan by clicking on the subscription section in the profile tab after logging in to your account.

Certain features of the Service may be available on a subscription or one-time purchase basis for a fee.

When the Customer enters a Service Contract, the Customer uses the Site to pay any amounts owed under the Service Contract and applicable Online Investor Academy Fee (as defined below).

The content of this Website is not intended for use or distribution to any person or entity in any jurisdiction, geographical location, or country/state where such use or distribution will be contrary to the laws and regulations or subject to any form of registration, claims, demands, costs, liabilities, damages, or expenses. After ordering a service on the Site, correspondence is conducted with the Client via the means of communication specified during registration

The Website is intended for users who are at least 18 years of age. If you are under the age of 18, you cannot use or register to use this Website or its services. By agreeing to these Terms and Conditions, you have the necessary legal capacity to comply and be bound by these Terms&Conditions.

Provision of Services and Payment Arrangements

Online Investor Academy takes reasonable care in pre-vetting and referring the Approved Contractor to the Customer; however, it is the Customer’s responsibility to decide whether to engage the Approved Contractor for the provision of Services.

The Customer shall make a prepayment in full for the Services to be provided.

Subscription terms and fees

For our Services, we may offer a paid trial subscription (hereinafter referred to as the "introductory offer"), additional paid features, and a monthly subscription plan. We may also provide offers that renew at the full not discounted price and other offers that may be interesting for you.

Please note that if a paid trial subscription or additional paid features are offered for the service, this will be clearly indicated on the price screen prior to checkout.

Introductory offers provide you access to the Service for a period of time, with details specified when you sign up for the offer. Unless you cancel before the end of the introductory offer, your access to the Service will automatically continue and you will be automatically charged a price for a monthly subscription plan without notice. It is ultimately your responsibility to know when the paid trial subscription will end.

After an introductory offer, the User gets access to a monthly plan after payment for subscription services.

Monthly subscription plan is automatically renewed at the end of each month unless you cancel earlier than 24 before the end of the current billing period. Money for the next period of use is debited 24 hours before the end of the current one.

Fees for Services are made on a subscription or one-time purchase basis. Subscription based fees will be automatically renewed at the end of each month unless you cancel prior to the end of the current billing period. Money for the next period of use is deducted 24 hours before the current one ends.

The prices and the amount of Digital Content available through subscription services may change from time to time by territory with or without clear notice (except where such information is mandatory under applicable law).

We will give you reasonable notice of any such pricing changes by posting the new prices on or through the website and/or by sending you an e-mail notification, or in other prominent way. If you do not wish to pay the new price, you can cancel the applicable subscription prior to the change going into effect.

If you have any questions in relation to the subscription prices, auto-renewal period or price changes, please contact us directly at [email protected]

Billing and Cancellation

Payment methods for the Services are billed by the Company via PayPal or other payment providers.

The Company charges the applicable fees to the payment card you submit at the time of purchase (after you confirm by single-touch identification, facial recognition, or entering your payment method details on the web, or otherwise accepting subscription terms provided on the payment screen on our web page).

You authorize us to store your payment method(s) and automatically charge the applicable subscription fees to the payment card that you submit for the renewal term.

Unless you cancel before the end of the introductory offer, your access to the Service will automatically continue and you will be automatically charged a price indicated on the payment screen for a monthly subscription plan without notice. It is ultimately your responsibility to know when the paid trial subscription will end.

The period of auto-renewal will be the same as your initial subscription period unless otherwise disclosed to you on the Service. The renewal rate will be no more than the rate for the immediately prior subscription period, excluding any promotional and discount pricing, unless we notify you of a rate change prior to your auto-renewal.

In some cases, your payment date may change, such as when your payment method fails to settle or when you change your subscription plan. To view your next payment date, go to the website and click on the "Subscription" link on the "Account" page.

You must cancel your subscription in accordance with the cancellation procedures disclosed to you for the particular subscription. We will not refund fees that may have occurred to your account once Digital Content has been delivered to you.

When you make the payment for the subscription services, you acknowledge and agree that all purchases are non-refundable or exchangeable. Since the Service is of a digital nature, we cannot accept any request for refunds and therefore your right of withdrawal is lost at this point. Notwithstanding anything to the contrary in the foregoing, the Company will provide refunds and/or subscription cancellations in cases and to the extent required by mandatory provisions of the applicable law.

A subscription or one-time purchase paid via PayPal are subject to such PayPal’s refund policies. This means we cannot grant refunds.

We post clear and conspicuous Subscription Terms on our websites.

Objection Period/ Return of Funds

Payment made by the Customer for the Services to be provided in every upcoming period shall be transferred without undue delay if within 14 business days (“Objection Period”) after the end of such period the Customer neither requests to submit payment nor communicates in writing their objections regarding the Services provided.

If within the Objection Period the Customer raises a written objection regarding the quality of the Services provided or if the services were not provided or the result of the services significantly diverges from the terms of the order to which the Parties came , the Customer shall have the right to receive a refund for the amount paid in the invoicing period without invoking the dispute resolution procedure, provided the Approved Contractor accepts the refund request. The Customer might be offered to receive modification of services instead of receiving a refund. It is understood that the result of the service was confirmed when the service was actually provided, that is, from the moment the result was sent to the client’s account or to the registered email address. If the Company disputes the refund request, the issue shall be transferred to Online Investor Academy dispute specialist(s), thus invoking the dispute resolution procedure.

We encourage you to discuss and seek ways to resolve the disagreement with the Company directly, however, if you are unable to do so, our specialists will conduct an independent assessment of facts and written documents (including by means of electronic communication) pertaining to the case in question.

Acceptable Use

You may use this Website only for lawful and legitimate purposes in accordance with these Terms and Conditions. When using this Website, you agree to adhere to the following guidelines:

1. Compliance with Laws: You must comply with all applicable laws and regulations, both local and international, while using this Website. You shall not engage in any activity that violates any laws or infringes upon the rights of others;

2. Respect for Others: You must respect the rights, privacy, and dignity of other users of this Website. Do not engage in any activity that is harassing, abusive, defamatory, threatening, or harmful to others;

3. No Unauthorized Access: You shall not attempt to gain unauthorized access to any part of this Website, its systems, or any connected network or database. Unauthorized access, hacking, or any other form of cyber-attack is strictly prohibited;

4. No Malicious Activities: You shall not use this Website for any malicious purposes, including but not limited to the distribution of malware, viruses, or any other harmful software;

5. Protection of Intellectual Property: You must respect intellectual property rights, including copyrights, trademarks, and patents. Do not use this Website to distribute, share, or post any content that infringes upon the intellectual property rights of others;

6. No Unauthorized Commercial Activity: You shall not use this Website for unauthorized commercial activities, including but not limited to advertising, marketing, or selling products or services without proper authorization;

7. No Impersonation: Do not impersonate any person or entity or falsely claim an affiliation with any entity when using this Website;

8. No Data Mining or Scraping: You are not permitted to engage in data mining, data scraping, or any automated or systematic extraction of data from this Website without explicit permission;

9. No Disruption: You shall not engage in any activity that disrupts or interferes with the normal operation of this Website, including but not limited to hacking, distributed denial-of-service (DDoS) attacks, or any form of network interference;

10. No Harm to Minors: If this Website provides content that is accessible to minors, you shall not post or share any content that is inappropriate or harmful to minors;

11. No Violation of Privacy: Respect the privacy of others and do not engage in any activity that invades the privacy of users of this Website;

12. Reporting Violations: If you become aware of any violation of these Acceptable Use guidelines by other users, please report it to us immediately;

Failure to comply with these Acceptable Use guidelines may result in the termination of your access to this Website and may also lead to legal action or other remedies as deemed necessary.

Cookies

Online Investor Academy employs the use of cookies. By accessing Our Website, You agree to use cookies in Agreement with our Cookie Policy.

Intellectual Property Rights

Other than the content you own and opted to include on this Website, under these Terms, Online Investor Academy and/or its licensors own and reserve all intellectual property rights of this Website. You are granted a limited license, subject to the restrictions entailed in these Terms and Conditions, for purposes of viewing this Website's content.

License

Unless otherwise stated, Online Investor Academy and/or its licensors own the intellectual property rights for all content on Online Investor Academy. All intellectual property rights are reserved. You may access any Website content from Online Investor Academy for your personal use subject to restrictions set in these Terms and Conditions.

Online Investor Academy hereby restricts you from all of the following:

1. Republishing any Online Investor Academy content in any media without prior written consent;

2. Reproducing, duplicating, or copying any Online Investor Academy content without prior written consent ;

3. Using this Website in a manner that is, or maybe, damaging and/or impacts user access to this Website;

4. Using this Website contrary to the relevant rules, laws, and regulations of your country of residence, or in a manner that causes, or may cause, harm to the Website, or any person or business entity;

5. Conducting data mining or any other similar activity concerning this Website, or while using this Website; and

6. Using this Website to engage in any form of business advertising or marketing.

Specific areas of this Website may be restricted from user access, and Online Investor Academy may further extend such restriction to the entire Website, at any time, and in its sole discretion. Any user identification, security key, or password you may have on this Website are confidential, and you are responsible for maintaining such information confidentiality.

Linking and Hyperlinking Rights

We reserve the right to request the removal of any links or any particular link to our Website that is created by you. Upon our request, you agree to immediately remove all links to our Website. We may amend the Terms and Conditions of these linking rights at any time, and by continuously linking to our Website, you agree to be bound to and adhere to the updated terms.

Should you encounter any link on our Website that you find offensive, please feel free to contact us. We will consider requests to remove such links but are not obligated to do so or to respond directly or immediately.

Certain organizations, such as search engines, government agencies, news organizations, and online directories, may link to our Website without prior written approval. Other entities, including but not limited to, consumer and/or business information sources, charity organizations, internet portals, educational institutions, trade associations, and dot.com community sites, may submit requests to link to our Website. Such requests should be directed to us for review; however, approval of such requests does not imply our endorsement, sponsorship, partnership, or agreement with the linking entity's services or policies.

Use of our logo or other artwork for linking is not permitted without a trademark license agreement.

User Content

In these Website Standard Terms and Conditions, "User Content" shall mean any audio, video, text, images, or other material or content you choose to display on this Website. By displaying user content, you grant Online Investor Academy a non-exclusive, worldwide, irrevocable, royalty-free, sub-licensable license to use, reproduce, adapt, publish, translate and distribute it on any media.

User Content must be original to you and should not violate any third party's intellectual property rights, either presently or in the past. Online Investor Academy reserves the right to remove any of your content from this Website at any time, without notice.

Online Investor Academy is permitted to monitor your activities on the Website and remove any user content considered inappropriate, offensive, contrary to applicable laws and regulations, or causes a breach of these Terms and Conditions.

You warrant and represent that:

1. You are entitled to upload/input/publicize content on our Website and have the necessary legal capacity, license or consent to do so;

2. Your content does not infringe any intellectual property right, including without limitation to copyright, patent, or trademark of any third party;

3. Your content is true, accurate, current, complete, and relates to you and not a third party;

4. Your content does not contain any libelous, defamatory, offensive, immoral, or otherwise illegal material which is an invasion of privacy; and

5. The content will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You now grant Online Investor Academy a non-exclusive license to use, reproduce, edit and authorize others approved by us to use, reproduce and edit any of your content in any form, format, or media.

Confidentiality

Online Investor Academy undertakes not to disclose, divulge, reveal, report or use, for any purpose, any Confidential Information of the Customer which Online Investor Academy has obtained, except as authorized by the Customer or for the purposes of notifying the Approved Contractors of the Customers that are seeking the Services they offer.

Online Investor Academy may subsequently share the Customer’s Confidential Information with its Personnel and the Approved Contractor for the purposes consistent with the terms and conditions set out in this Agreement.

The Customer undertakes not to disclose, divulge, reveal, report or use, for any purpose, any Confidential Information of Online Investor Academy which the Customer has obtained, except as authorized by Online Investor Academy.

Non-solicitation and Non-circumvention

The Customer agrees that during the effective period of this Agreement and for a period of one (1) year after its termination (or after canceling the Customer’s account), the Customer will not solicit, seek or offer any employment or business cooperation to employees or subcontractors, who were at the time of the effective period of this Agreement, employed by or working or providing Services for the Approved Contractor or were involved in any form or capacity in the performance of the Service Contract.

The Customer agrees that during the effective period of this Agreement and for a period of one (1) year after (a) its termination (or after canceling the Customer’s account); or (b) the date of the last invoice issued to the Customer via the Online Investor Academy Platform, whichever is later, the Customer will not provide or accept services, solicit or seek business in any form or capacity, in each case whether directly or indirectly, from any Approved Contractor, to whom the Customer was introduced or referred to in connection with this Agreement without Online Investor Academy’s prior written consent.

Privacy Policy

By using this Website and its services, you may provide us with certain personal information. By using Online Investor Academy or its services, you authorize us to use your information in any country or state that we operate in. We reserve the right to use such information to improve your user experience and facilitate mailing and traffic, and market analytics.

By accessing this Website, specific information about the User will be stored on Online Investor Academy servers. Information about their identities, such as name, address, contact details, billing information, and other information stored on this Website, will strictly be used only for statistical purposes and will not be published for general access. Online Investor Academy however, assumes no responsibility for the security of this information.

Disclaimers/Warranties/Limitation of Liabilities

Any statement or information that may be posted on the Service is for informational and educational purposes only and is not intended to replace or substitute for any professional financial, legal, or other advice.

The company does not provide investment or financial advice or advocate the purchase or sale of any security or investment via the Service.

There is no guarantee that the Digital Content will meet your or any other person's needs or requirements. The Service may not be appropriate for all persons and is not a substitute for professional financial advice.

We make no guarantees about the level of success you will have, and you accept the risk that results will vary from person to person. The Service may provide examples of exceptional results that do not apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar result.

As with any investment learning program or service, your results will vary and will be based on a number of factors, including but not limited to your individual capacity, life experience, financial status, starting point, expertise, and level of commitment. You agree that the company is not liable for any success or failure of your financial risk that is directly or indirectly related to the purchase and use of the Service.

You should acknowledge there is a risk of capital loss and income is not guaranteed and will depend on various factors. Your decision to make an investment should be made at your own discretion and upon their own will only.

The Company makes no representations or warranties and, to the fullest extent permitted by law, expressly disclaims any and all liability relating to your reliance on the statements or other information offered or provided within or through the Service. If you have specific concerns or a situation arises in which you require professional advice, you should consult with an appropriately appropriate, trained and qualified specialist.

The inclusion of any sites or other product information does not imply a recommendation but merely brings possible options. It is the User's responsibility to conduct appropriate investigations and inquiries concerning indicated information before taking any decisions.

We specifically disclaim any representations or warranties, express or implied, including, without limitation:

Warranties relating to the accuracy, reliability, correctness, timeliness or completeness of information made available on the website or otherwise by us, including any advice, opinion, statement, or other material or database displayed, uploaded or distributed and available through the website, and warranties otherwise relating to performance, nonperformance, or other acts or omissions by us or any third party.

The Company disclaims responsibility for any loss, damage, or injury arising out of or in connection with the Service information usage.

The Company will not be liable to the User for any indirect, consequential, special, incidental, punitive, or exemplary damages resulting from access or use of the website's Services or such Digital content, tools, or prizes, or in connection with any failure of performance, error, transmission, computer virus, or line or system failure, including, without limitation, lost profits, lost savings, and lost revenues.

Limitation of liability

IN NO EVENT SHALL WE (AND OUR AFFILIATES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFIT OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SERVICE (INCLUDING THE DIGITAL CONTENT) AND PRODUCTS, OR THIRD PARTY ADS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE SERVICE (INCLUDING THE DIGITAL, CONTENT AND USER CONTENT), AND THIRD PARTY ADS ARE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTING SYSTEM OR LOSS OF DATA RESULTING THEREFROM.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, YOU AGREE THAT THE AGGREGATE LIABILITY OF THE COMPANY TO YOU FOR ANY AND ALL CLAIMS ARISING FROM THE USE OF THE APP, CONTENT, SERVICE OR PRODUCTS, IS LIMITED TO THE AMOUNTS YOU HAVE PAID TO THE COMPANY FOR ACCESS TO AND USE OF THE SERVICE. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE TERMS BETWEEN THE COMPANY AND YOU.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OF CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU AND YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.

General Provisions

Language

All correspondence made under this Agreement shall be in English.

Governing Law & Jurisdiction

The Terms and Conditions of this Website will be governed by and construed under the laws of England and Wales. You hereby unconditionally submit to the non-exclusive jurisdiction of the courts located in United Kingdom for the resolution of any disputes.

Severability

Suppose any of Terms or Condition is proven to be unenforceable or void under any applicable law. In that case, such shall not render the entirety of these Terms and Conditions unenforceable or invalid. As a result, any such provision shall be deleted without affecting the remaining provisions herein. The provisions of these Terms and Conditions that are unlawful, void, or unenforceable are deemed severable from these Terms and Conditions and do not affect any remaining provisions' validity and enforceability.

Variation of Terms

Online Investor Academy reserves the right to revise these Terms at any time as it sees fit. By using Online Investor Academy you are expected to review such Terms regularly to ensure you comprehend all the Terms and Conditions regarding the use of this Website.

Indemnification

You agree to indemnify and hold the Company, its successors, subsidiaries, affiliates, any related companies, its suppliers, licensors and partners, and the officers, directors, employees, agents and representatives of each of them harmless, including costs and attorneys' fees, from any claim or demand made by any third party due to or arising out of (i) your use of the Service or Digital Products, (ii) your User Content, or (ii) your violation of these T&C.

Dispute resolution

These T&C and any dispute or claim arising out of or relating to these T&C, or the breach thereof, which the Company and User are unable to resolve after good faith negotiations shall be governed and settled under the laws of the Republic of Cyprus.

Complaints and requests shall be directed to the Support Service at [email protected]

You will receive a detailed response from our responsible team once the complaint is reviewed but no later than after one month from the date of the complaint submission.

Any dispute or claim arising out of or in connection with these T&C shall be referred to and finally resolved by mediation in the District Court of Limassol.

If any provision or provisions of these T&C shall be held to be invalid, illegal, or unenforceable, the validity, legality and enforceability of the remaining provisions shall remain in full force and effect.

Miscellaneous Provisions

Suppose any delay in the service provision will arise in the event out of the Company’s control (unforeseeable circumstances). In that case, the proper notification of users on such will be made as soon as possible. Adequate notification and minimization effect actions exclude the Company’s liability for such delays.

Occasional add, change, or removal of the Digital Content feature(s) may occur, and the Company will make all reasonable actions.

We may change all the information provided on the Service at our sole discretion without notice. We may at any time modify or discontinue, temporarily or permanently, the Service (or any part thereof) at our sole discretion with or without notice. You agree that we shall not be liable to you or any third party for any modification, suspension or discontinuance of the Service.

Contact us

To resolve any complaint or clarification regarding the use of this Website or its services or receive information concerning that, please contact us at: [email protected]

Zaian LTD, 13949541

7 Bell Yard, London, United Kingdom, WC2A 2JR